What are the rules for auto insurance for US Cities?
In the United States, auto insurance covering liability for injuries and property damage done to others is compulsory in most states, though different states enforce the requirement differently. The state of New Hampshire, for example, does not require motorists to carry liability insurance (the ballpark model), while in Virginia residents must pay the state a $500 annual fee per vehicle if they choose not to buy liability insurance. Penalties for not purchasing auto insurance vary by state, but often involve a substantial fine, license and/or registration suspension or revocation, as well as possible jail time. Usually, the minimum required by law is third party insurance to protect third parties against the financial consequences of loss, damage or injury caused by a vehicle.
Some states, such as North Carolina, require that a driver hold liability insurance before a license can be issued.
Some states require that you carry proof of insurance in your car at all times, while others do not enforce this law. For example, North Carolina does not specify that you must carry proof of insurance in your vehicle; however, NC does state that you must have that information to trade with another driver in the event of an accident. Whether a state specifies you must have proof of insurance in your car or not, it's always advisable to have the information on hand in case an officer should request it.
Arizona Department of Transportation Research Project Manager John Semmens has recommended that car insurers issue license plates, and that they be held responsible for the full cost of injuries and property damages caused by their licensees under the Disneyland model. Plates would expire at the end of the insurance coverage period, and licensees would need to return their plates to their insurance office to receive a refund on their premiums. Vehicles driving without insurance would thus be easy to spot because they would not have license plates, or the plates would be past the marked expiration date.
Other examples of set of rules in states and Cities of US Auto Insurance:
New jersey car insurance
Car insurance in New Jersey or NJ auto insurance
New York car insurance
Car Insurance in New York
Car insurance California
In California Auto Insurance
4 comments:
As we all know that auto insurance is very important. You need to insure your vehicle to protect yourself from the loss and any sought of damage.This post describes roles which need to be followed for auto insurance policy in US cities. I am sure you find this post useful.
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Some states require that you carry proof of insurance in your car at all times, while others do not enforce this law.
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Plates would expire at the end of the insurance coverage period, and licensees would need to return their plates to their insurance office to receive a refund on their premiums. Vehicles driving without insurance would thus be easy to spot because they would not have license plates, or the plates would be past the marked expiration date.
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